
Point favors deliberate growth with new HEI wholesale channel
Point is betting that broker distribution can scale the product

MLS critics call it anti-competitive. These brokers say it helps them compete
CMLS 2023 papers frame MLS as an information sharing system with network effects that lower search costs.

AI-forward vs AI-native: The label matters less than what the AI actually knows
In regulated, high-variance lending, model maturity depends on exposure to edge cases and day-to-day production files
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Figure loan volume rises 135% on platform growth after Kiavi acquisition
